We finance all cars, anywhere in Australia.

Of course, this is what sets Think Auto apart from the dealership model. We have access to a panel over 40 lenders. The lender will be determined by the applicants credit score, the amount borrowed and the age of the vehicle. Think Auto will usually engage with 3-4 suitable lenders to compare.

- Same-day finance approval 
- Market leading interest rates with flexible loan terms 
- Terms up to 7 years 
- All new & used vehicles 
- Dealership & private sale  
- Consumer and commercial products 
- Fast low doc loans available for commercial clients

Documents required for the car loan application will depend on your profile, loan structure and  previous credit history. 

Think Auto could require proof of ID (driver licence or passport), your personal and or company details, employment history, your current income, assets and liabilities. We will confirm the requirements with you upon your application.

Apply online in minutes by completing the '‘Obligation-Free Quote’' above. Approval times will depend on the complexity of the application, however we aim to provide you with an answer as quickly as possible. Once approved and the paperwork is executed the funds are usually disbursed within 24 hours.

A balloon/residual payment is a loan structure designed to reduce your monthly repayments but has nominated lump sum payable at the end of the loan term. Please speak to a Think Auto consultant for further information.

Repayments can be scheduled weekly, fortnightly or monthly either by direct debit from your nominated bank account or BPAY.

We understand anyone can experience financial difficulty. Different life events like illness, losing a job, relationship breakdown or emergency events like natural disasters can cause you to experience financial hardship. Learn more about financial hardship and how Think Auto can help.

Think Auto does not give out financial advice, we recommend the use of an accountant, financial planner/advisor. In the case of hardship we suggest visiting the MoneySmart government website at www.moneysmart.gov.au. Further assistance is available through the National Debt Helpline on 1800 007 007.